If you would like to receive any of the free information listed at the end of this report, simply give me a call at 434-455-1191 and my staff or I will be happy to help you out with absolutely no cost or obligation.

The million-dollar bill is yours to keep as a gift from me. You can put it in a note to your boss requesting a raise, or put it in a birthday card for one of your kids. If you would like a few more of them, just give me a call. Best wishes in the sale of your home.

People buy homes on emotion, not logic. Buying a home is always an emotional decision. People like to get a feel for a house to see if it is comfortable for them. It's difficult for them to get comfortable in a home if you follow them around, telling them all of the things that you've done to the house and pointing out every improvement that you've made. It may even have the opposite effect that you want to accomplish by making the prospective buyer feel that they are intruding into your private space.

Resist the temptation to talk to the buyer the entire time that they are in your home. Let them discover the home on their own. I recommend tasteful signs to point out hidden features that they might miss. Another good idea is to have a photo album on the kitchen counter with photos of the home during other seasons.

If you're selling your home yourself you'll usually get more activity than if your home is listed with a real estate broker. If you open your front door to everyone that walks down the street and sees your sign, you may be spinning your wheels. I recommend that you ask buyers a few questions first to make sure they are qualified before wasting a lot of time with them.

A qualified buyer is one who is ready, willing and able to purchase your home if it fits his needs. Over the years, I've found that many people who look at For Sale By Owners are curiosity seekers, nosy neighbors, and people with poor credit hoping to get you to help them with the financing.

Other buyers may be qualified, but they're six months to two years away from being ready. They don't want to bother a real estate agent yet, so they call and look at For Sale By Owner homes to get a feel for what's available. Many of these folks have a home to sell first, or they need to save money for the down payment, or they may need to work on their credit rating. When everything else is finally in place, that's when they seriously begin their search for homes working with a real estate agent.

I always "screen" buyers to make sure they are qualified before showing them homes. I won't show a buyer a home unless I know how much he can spend for a house, how much he has to put down, how good his credit is, how much he can pay each month, and how much money he will realistically walk away with when he sells his present home. Those are just a few of the questions that I recommend that you ask prospects before you show them your home. I've learned the hard way to ask questions before you waste a lot of time working with a buyer who may be unqualified or just looking for decorating ideas.

As a seller, you want to sell your home for the most money possible. Putting too high of a price on your home will often get you less money than you could have realized by putting a fair market value price on your home.

Keep these statistics in mind: On the average, buyers are comparing your home to fifteen to twenty other homes. If your house is not priced competitively, people looking at your home may reject your home in favor of superior homes priced very comparably.

Overpricing your home usually increases the time on the market, and many buyers are aware of how long homes have been for sale. The longer your home is for sale, the more buyers are inclined to feel that there's something "wrong" with it, and the lower the offers will be. To help avoid this, I have an informative cassette tape series that you can listen to in your car, entitled "Sell Your Home For Top Dollar, As Fast As You Can." This highly informative audio program covers the following areas:

• The eight action steps you need to sell your home on time for top dollar.

• Setting the right price and avoiding the fatal mistakes that cause your home not to sell.

• Proven Madison Avenue advertising techniques that silently persuade buyers to call you instead of the competition.

• Staging your home and hosting an open house so buyers like it... and want to buy it now.

• A step-by-step action plan to make sure your home sells - on time - for the highest possible price. Once you learn these principles, you'll know how to sell your home for the very best price, with the fewest problems, in the shortest possible time. Not only that, you'll know how to avoid paying too much money for any house that you buy for the rest of your life. Just give me a call at 455-1191 and I'll be happy to loan you this valuable audio program. Many of my clients have reported that it has saved them thousands of dollars. Some of my clients have told me that it has saved them more than $10,000. A copy is yours for the asking.

Buyers look for homes, not houses. Buying a home is an emotional decision and they end up buying the home that makes them most comfortable. It's what I call the "Ah-ha" effect. I've watched dozens of times as buyers have walked in through the front door and gasped "Ah-ha," and immediately fall in love with the house.

Owners who fail to make necessary repairs, who don't spruce up the house inside and out, who don't do all the little things that make a house show like a million bucks will suffer from lower offers and longer market time.

Think about it this way: if you were selling a car, wouldn't you wash it and maybe even give it an extra good cleaning inside and out to get the highest possible price? That's because a buyer looking at your used car is purchasing on emotion, just like someone looking at your home.

The audio program "Selling Your Home… " contains eight specific steps that you can take to make sure that your home sells on time, for top dollar.

Many times, an agent has good intentions about marketing your house, but circumstances can change. Other real estate agents are taught by their brokers to take any listing for any price, in an effort to begin to "control the inventory." These agents seem genuine at first, but you never hear from them again.

Always protect yourself by making sure that you receive a written promise stating that you can cancel the listing, without charge, if specific written performance details are not adhered to by the broker.

Sellers who don't heed this advice sometimes wind up tying their home up for months on end, with absolutely no activity. Always protect yourself by getting a guaranty of specific performance with the right to cancel. I offer what I call an "Easy Exit" listing agreement, which gives you the right to cancel any time, for any reason whatsoever. That's how sure I am that you'll always be ecstatically happy with my services.

How would you feel if your home sold for $106,000, only to find out from the bank appraiser after the buyer made an offer, that it was worth $116,000? In today's real estate market, this happens more often than you think. Your home will have to be appraised by a state or federally licensed lender sooner or later. Sooner can result in several extra thousands of dollars in your pocket

Bonus: A qualified bank appraisal is a tremendous marketing tool for your home, because buyers are afraid of paying too much for a house. That's why they often make low offers.

Think about it.

Much of the real estate advice that you've received in your life has been, "make a low offer." Without an appraisal, you're just guessing as to the value of your home - and when you get an offer, you'll be guessing as to whether or not the offer is fair or not fair. Just going on a gut hunch has cost many sellers thousands of dollars, by emotionally reacting to a low offer.

A certified bank appraisal gives you a point of reference, a "benchmark" of value on which to base your decisions. More importantly, a professional appraisal helps you sell your home for full price, because the buyer can see that the price was realistically established by an uninterested but qualified, competent third party.

The two marketing tools that consumers think REALTORS use to sell homes (open houses and classified ads) are actually not very effective at all. Surprisingly; less than one percent of all homes are sold at an open house. As a matter of fact, real estate agents use open houses to attract potential prospects, and very seldom actually sell the home itself.

Furthermore, dozens of advertising studies show that less than three percent of people purchase their home as a result of calling on a classified ad. The few people who do call on classified ads and don't obtain the information on the first call (perhaps they get an answering machine or a child) never bother to return the call.

I recommend that you use a 24-hour real estate hotline dedicated specifically to your house, so that buyers can obtain information on your house 24-hours a day. Furthermore, I recommend that you install a Talking House radio transmitter in your home, so that buyers driving by can obtain all the information on your home just by tuning in their car radios.

Another marketing technique that I use that you may find helpful is to distribute hundreds of flyers throughout the neighborhood and surrounding areas, where homeowners may be interested in moving up to your home.

When marketing your home, don't just think that a classified ad will find the right buyer. It takes effort and persistence, but effort and persistence usually do pay off in the long run.

Many sellers think their home is sold, only to find out weeks or even months later that the buyer was not able to obtain a home loan. Other sellers find out too late that dozens of items such as surveys, title insurance contingencies, assessments, tax prorations, pest inspections, structural inspections, and a host of other details can come back to haunt them if not properly addressed right at the very beginning. It's not uncommon to see a buyer willing to terminate a transaction only to have a seller cave in and capitulate and absorb the expense of an item that realistically should have been a buyer's expense to begin with, had it been written into the purchase agreement.

I have several forms of purchase agreements in my office, and would be happy to provide you with copies of any or all of them. They're free just for the asking.

Nothing is more heartbreaking than to sell your home and find your new dream home, only to find out that you can't obtain financing for the dream home.

A written pre-approval is a formal written promise by a home lender to make you a new home loan. It costs only $100 (I can often help you get them for free when you pay your $50 application fee up front), which will be applied to your down payment when you get your new home. Do not confuse a verbal pre-qualification with a formal written pre-approval. Verbal pre-qualifications are just that - verbal. They are not binding on the home lender. Many homebuyers have received verbal pre-qualifications, only to later be denied a home loan and have their dream shattered.

I'd be more than happy to give you the name of several highly competent, well-respected home lenders, who may provide you with a formal, written pre-approval at no charge, as a result of my recommendation. Please feel free to give me a call for their names.